Get Pre-Qualified for Financing Your New Lincoln Vehicle at Joe Machens Lincoln in Columbia, MO

Financing your new Lincoln vehicle is a straightforward and easy process at Joe Machens Lincoln in Columbia, MO. Whether you're dreaming of a sleek Lincoln Navigator, the refined Lincoln Corsair, or the luxurious Lincoln Aviator, our team is here to guide you every step of the way. Getting pre-qualified for financing is one of the first and most crucial steps to making your dream car a reality.

Why Get Pre-Qualified for Financing?

Getting pre-qualified for financing is a smart decision for several reasons. It helps you understand your budget, streamline your car-buying experience, and put you in a strong negotiating position. With pre-qualification, you'll know exactly what you can afford before stepping onto the lot, allowing you to focus on finding the perfect Lincoln vehicle without any financial surprises.

Financing Options at Joe Machens Lincoln

At Joe Machens Lincoln, we offer a range of financing options to suit different needs and preferences. Whether you're interested in purchasing a new or certified pre-owned Lincoln, we have flexible financing solutions to meet your budget and lifestyle.

Traditional Financing

If you're looking to own your Lincoln vehicle outright, traditional financing is the way to go. With fixed terms and monthly payments, this option is ideal if you plan to keep your vehicle for several years.

Leasing

Leasing is an excellent choice if you prefer driving a new vehicle every few years without the long-term commitment. Leasing typically requires a lower down payment and results in lower monthly payments compared to traditional financing, making it an attractive option for many drivers.

Special Financing Offers

From time to time, we offer special financing offers on new Lincoln vehicles, including zero-percent interest or cashback incentives. These limited-time offers can help you save even more on your new vehicle purchase. Be sure to ask about any current promotions when you visit our dealership.

Financing FAQs

How long does it take to get pre-qualified?

The pre-qualification process is quick and easy. After submitting your application, you can expect a decision in just a few minutes. Our team works efficiently to ensure that you get the information you need without any delays.

Will my credit score affect my pre-qualification?

Your credit score plays a role in determining your financing options, but don't worry if you have less-than-perfect credit. At Joe Machens Lincoln, we work with a variety of lenders to offer financing solutions for all credit types, including those with a history of credit challenges.

Can I get pre-qualified for financing before choosing a vehicle?

Yes! Getting pre-qualified before selecting a vehicle helps you establish a budget and narrow down your options. Once you know what financing terms you qualify for, you can confidently shop for a vehicle that fits your financial needs.

Do I need a down payment to get pre-qualified?

While a down payment is not always required to get pre-qualified, it can help lower your monthly payments and improve your financing terms. A down payment shows the lender that you are financially responsible and committed to the purchase.

Start Your Pre-Qualification Process Today

Getting pre-qualified for financing is the first step toward driving home in the Lincoln vehicle of your dreams. At Joe Machens Lincoln in Columbia, MO, we're here to make the process as seamless and stress-free as possible. Fill out our online application today to get started, and let us help you make your Lincoln ownership experience a reality.

If you have any questions or need assistance, our dedicated financing team is here to help. Contact us today to learn more about our pre-qualification process and financing options!

The form is submitted using an HTTPS form action. All sensitive data is encrypted before transmission and is never sent as clear-text.

* Indicates a required field

Contact Information

Continue

Address Information

Back Continue

Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Back Continue

Banking Information

Back Continue

Co-Applicant Information

Back Continue

Co-Applicant Employment Information

**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

Back Continue

Important Privacy Information

Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

(enter your initials)

I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
Back
Powered by Dealer.com